As a PEN member, you receive top-notch legal protection at an affordable price.
Our services.
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Your Coverage
A $2,000,000 Liability Insurance Policy - in your name
Your membership includes a robust $2,000,000 liability insurance policy in your name to protect against the numerous liabilities every educator faces daily.
Defense costs are paid in addition to the limit of liability.
Liability insurance means PEACE of MIND so you can focus on what matters most to you.
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Job Protection
IIf your job is threatened you can turn to your liability insurance policy job protection benefits, which include up to $11,900 in legal support to protect your due process rights.
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Teaching License Protection
If your license is threatened you can turn to your liability insurance non-pecuniary benefits, which include up to $35,000 in legal support to protect your certification and your career.
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What about State Liability Coverage?
Liability Insurance is Not Enough to Protect Teachers in the Classroom—Employment Rights and Career Security are Not Included in This Bare-bones Liability Insurance
Liability insurance only goes so far. Membership with The Professional Educators Network of Florida already provides teachers with liability insurance, along with other important benefits such as employee rights protection and other coverages that are not included in the bare-bones liability insurance provided by the State. We are concerned that some educators, not understanding the difference between simple liability insurance and the comprehensive coverage included in PEN of Florida membership may be left without vital representation when they encounter some of the most common problems educators face in the course of their careers.
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Life Insurance
Most new professional members qualify for one year of $60,000 in life insurance at no cost.
Conditions apply.n goes here
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Ready to Join?
Please note legal coverage conditions
Coverage applies to an insured’s activities within his/her professional capacity and does not apply to activities that predate the coverage period. Eligibility for PEN of FL membership benefits is contingent upon PEN of FL’s receipt of appropriate payment or authorization forms as indicated by your choice of payment method for your appropriate membership category. A disruption in payments to an authorized payment plan may result in discontinuation of such benefits, including cancellation of insurance coverage.
You must be a PEN member prior to the incident.
Evaluations are a year-long process. For assistance with evaluation appeals or reviews, you must have been a PEN member prior to your first observation or by October 31 of the current school year; whichever comes first.
PEN must be the only legal representation you have obtained. PEN will not represent you legally if another organization has provided or is providing representation or consultation to you for the same incident or issue. Please contact PEN at the onset of the employment difficulty.